What personal and financial arrangements should I make before BMT?

Pay, Benefits, Insurance, And Personal Arrangements

Prepare for the possibility that you will not be able to manage normal personal business on your usual schedule. Set up automatic payments for every recurring bill that can be placed on autopay, and verify that the payment method and account balance will remain valid while you are away.

Trusted person: Identify a trustworthy person who can monitor or help with finances if necessary. This may be a parent, another family member, or a trusted friend. The right person depends on your situation.

SCRA: After receiving military orders, contact banks, lenders, landlords, and other applicable organizations to ask about Servicemembers Civil Relief Act protections. Possible protections include reduced interest rates on qualifying obligations and the ability to terminate certain leases. The exact benefit and required documentation depend on the account and the orders.

Family: Give a trusted family member a securely stored copy of the orders in case a Red Cross notification becomes necessary. The family may also be given the government cell phone number for your flight chief (TSgt Wells) for emergency coordination.

Employer and college: Provide a copy of the orders to your civilian employer and, when applicable, your college so each organization has documentation of the military obligation.

Vehicles and pets: Arrange for a responsible person to care for vehicles, pets, and any other ongoing responsibility. Create a backup plan as well. A person who originally agrees to help may become unavailable immediately before or during training, and a backup prevents that change from becoming an unnecessary last-minute stressor.

General rule: The most recent BMT information email, orders, amended orders, and instructions provided during out-processing or training control what applies. This FAQ explains the local process in more detail but does not replace newer written guidance.

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